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The Terms and Conditions of Use set forth herein apply to the entire group of Web Site(s) owned, operated, licensed, or controlled by LANI. For purposes stated herein, LANI shall include, but not be limited to, Loan Administration Network, Inc., LANI, LANI.COM, and any other affiliated companies ("LANI").

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE OR ANY OTHER LANI WEB SITE. By using this web site or any other web site owned, operated, licensed or controlled by LANI ("LANI Web Site"), you are indicating your acceptance to be bound by the terms of these Terms and Conditions. If you do not accept the Terms and Conditions stated herein, please do not use this Web Site or any other LANI Web Site. We reserve the right to change, modify, add or remove portions of these terms at anytime, at our discretion. Please visit this page periodically to review the Terms and Conditions for changes, because they are binding on you. Your continued use of this Web Site or any other LANI Web Site following the posting of changes to these terms will mean you accept these changes. The terms "You" and "User" as used herein refer to all individuals and/or entities accessing this Web Site or any other LANI Web Site for any purpose.

Restrictions on Use of Material.

The contents of this Web Site or any other LANI Web Site, such as illustrations, designs, images, logos, icons, photographs, video clips, books, software, HTML code, ASP Scripts, Javascripts and other materials ("Material"), are protected under both United States and foreign copyright, trademark and other laws. No Material from this Web Site or any other LANI Web Site may be copied, reproduced, uploaded, posted, republished, transmitted or distributed. You may download, where specifically permitted, a copy of the Material on a single computer for your personal, non-commercial use only, provided you retain all copyright, trademark, service mark and other proprietary notices contained in the Material on your copy of the Material. All trademarks, service marks, and trade names are the property of LANI. Unauthorized use of the Material is prohibited and is a violation of copyright, trademark, and other laws.

Prohibited Site Use.

You may not use this Web Site or any other LANI Web Site to: (a) upload to, distribute through, or otherwise publish any content which is libelous, defamatory, obscene, threatening, abusive, hateful, pornographic, invasive of privacy or publicity rights, illegal, or objectionable that would violate the rights of others, or would give rise to liability, or violates the law; (b) post false or inaccurate information; (c) delete or revise Materials posted by others; (d) disclose or share your password with others; (e) post business opportunities or send unsolicited e-mails including advertising and/or promotion of products or services; (f) access data not intended for you or log into servers or accounts which you are not authorized to access; (g) attempt to use any device, software or routine to interfere or test the vulnerability of this Web Site or any other LANI Web Site or to breach security measures; (h) take action which would impose an unreasonably large load on this Web Site or any other LANI Web Site's infrastructure, including without limitation, submitting a virus, spamming, crashing, hacking, mailbombing, etc.; or (i) resell or assign your rights or obligations under these Terms and Conditions.

Violations may result in civil or criminal liability. Any such violations or occurrences will be investigated and may involve law enforcement officials in prosecuting those involved.

User Information.

When you register for this Web Site or any other LANI Web Site, you will be asked to provide LANI with certain information including, without limitation, a valid e-mail address. In addition to the Terms and Conditions set forth in any privacy policy on this Web Site or any other LANI Web Site, you understand and agree that LANI may disclose to third parties, on an anonymous basis, certain information contained in your registration application. LANI will not disclose to any third party your name, address, e-mail address or telephone number without your prior consent, except to the extent necessary or appropriate to comply with applicable laws or in legal proceedings where such information may be relevant. LANI reserves the right to: (i) offer third party services and products to you based on your preferences selected in your registration and at any time thereafter; and (ii) make changes to your profile as it relates to job title, change in address, telephone number, e-mail, employment status, and other areas of your profile for purposes of assisting you in keeping the information current.

You agree and acknowledge you are solely responsible for the form, content, and accuracy of any profile or Material placed by you on this Web Site or any other LANI Web Site. Employers agree and acknowledge they are responsible for job postings and other Material placed on this Web Site or any other LANI Web Site.

As a user, you are responsible for your own preference settings and communications and are responsible for the consequences of the posting. You are responsible for maintaining your password and the confidentiality of your information, along with all uses of your registration, whether or not authorized by you.

LANI does not represent or guarantee the quality, safety, legality, truthfulness, accuracy, or reliability of jobs or profiles posted, the truth or accuracy of the listings, or communications posted or opinions expressed by users. You acknowledge that any reliance on Material posted by other users and dealings with other users with whom you may come in contact through this Web Site or any other LANI Web Site will be at your own risk and you agree to assume all risks associated with such dealings.

By uploading Materials to any public or non-public area of this Web Site or any other LANI Web Site, including message boards, chat rooms, forums, contests, etc., you automatically grant (or warrant that the owner of such rights has expressly granted) LANI and its affiliates a perpetual, royalty-free, irrevocable, non-exclusive right (including any moral rights) and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such Materials or incorporate such Materials into any form, medium, or technology now known or later developed throughout the universe. In addition, you warrant that the moral rights in those Materials have been waived.

Because user authentication is often difficult, LANI cannot and does not confirm each user is who they say they are. LANI is not involved in user-to-user dealings and cannot control the behavior of users on LANI. Therefore you agree to release LANI (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

General.

The information contained on this Web Site and any other LANI Web Site has been prepared by LANI as a service to you and our Internet community and is not in any way intended to constitute legal advice. LANI does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to this Web Site or any other LANI Web Site. Using the information from this Web Site or any other LANI Web Site is at your own risk. LANI makes no claims that the Material on this Web Site or any other LANI Web Site may be lawfully viewed or downloaded. Access to such Materials may not be legal by certain persons or in certain countries. If you access this Web Site or any other LANI Web Site, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and Conditions shall be governed and construed in accordance with the laws of the State of California. You agree any action at law shall be filed only in the state or federal courts located in Orange County, California. If any provision of these Terms and Conditions are found to be invalid by a court having competent jurisdiction, the invalidity of that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of the remaining provisions of these Terms and Conditions. No waiver of any provision of these Terms and Conditions shall be deemed a further or continuing waiver of such provision or any other provision. This is the entire agreement between you and LANI with respect to the use of this Web Site and any other LANI Web Site. Changes to these Terms and Conditions shall be made by revised postings on this page which you agree to be bound.

Termination.

Upon a breach by you of these Terms and Conditions, LANI reserves the right, at its sole discretion, to pursue all its legal remedies, including but not limited to: (i) deletion of postings on this Web Site or any other LANI Web Site; (ii) termination of your registration; and (iii) any other action LANI elects to take.

Disclaimer.

THE MATERIALS CONTAINED ON THIS WEB SITE AND ANY OTHER LANI WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, LANI DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. LANI DOES NOT WARRANT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ARE ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE AND ANY OTHER LANI WEB SITE(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. LANI DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS AS TO THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEB SITE OR ANY OTHER LANI WEB SITE IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, LEGALITY, OR OTHERWISE.

IN NO EVENT SHALL LANI, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THIS WEB SITE OR ANY OTHER LANI WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THIS WEB SITE OR ANY OTHER LANI WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT LANI IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU (AND NOT LANI) ASSUME THE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.

No Liability/Indemnity.

You agree that under no circumstances shall LANI, its officers, directors, employees, agents, and successors be liable for any special or consequential damages that result from the use of, or the ability to use the Materials on this Web Site or any other LANI Web Site. You also agree to defend, indemnify, and hold harmless LANI, its officers, directors, employees, agents, and successors from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions.

Links to Other Web Sites and Services.

To the extent this Web Site and any other LANI Web Site(s) contain links to third party services and resources, LANI does not control the availability and content of those third party services and resources. These links are provided solely as a convenience to you. LANI does not endorse the contents of third party Web sites, is not responsible for the content of linked third party sites, and does not make any representations regarding the content or accuracy of Materials on such third party Web sites. Any concerns regarding any such service or resource should be directed to the particular service or resource. If you access linked third party Web sites, you agree to do so at your own risk.

 

 
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